While writing on this blog, I have decided to be open about the way that I invest my money and some of the products that I personally use (or through painful experience, have learned to not use!) My recommendations are simply that – my recommendations. I welcome you to analyze my recommendations to see if they can assist you in reaching your goals, but I cannot guarantee you will be as pleased with them as I have been.

As always, be sure to critically examine any decision of significance.